Life, Housing, and Coaching....Maybe Not In That Order

Season 3 Episode 2:
Life, Housing, and Coaching
Life sure has given me a full plate the last several months. And I too have had challenges getting back to "normal life". Things are getting better each day, and each day that I choose to move forward is a positive step.
The housing market is going crazy right now. I am in Arizona, specifically, Maricopa County and houses here are going for $30,000, $40,000, and even $50,000 over the asking price. THAT IS JUST CRAZY! The price of homes at some point has to cool off. Right now there are 2 months of standing inventory in the market. Typically, there are anywhere between 4 to 6 months of inventory in a non-COVID housing market.
About a week ago I had the pleasure to speak with a potential coaching client about her financial goals and dreams. This client is over the age of 60 and has rented all her life. And she was finally ready for change. But she was stuck on one item. She wanted everything to be perfect before she would even take a step forward. Change is NOT perfect, but change is deciding to take that first step away from your past. Until you do that your past will control your today and future!
In the coming weeks, we will be launching our coaching group, TruCoaching! Along with our non-profit, TruCommunity, we will be able to help clients from a financial aspect all the way to purchasing a home. Be on the lookout for more details.
Thank you for tuning into the podcast and I will see you on the other side! Have a great productive day!


Why Money Behaviors Cannot Be Taught??

It's Personal!

Your personal experiences with money are more biased towards how you think the world works!

The challenge for us is that no amount of studying or open-mindedness can genuinely recreate the power of fear and uncertainty

Some lessons have to be experienced before they can be understood.

Are you sick and tired of being sick and tired?

You do not have to do this alone! We have a game plan that will assist you from where you are today to where you want to be, living debt-free! We have been in the same place you are today, and we know what it takes to become debt-free. You have a friend for your journey. All you have to do is reach out to us!

#debtfree #debtfreecommunity #studentloans #financialfreedom #TruPodcast



Being Debt Free = Freedom???

#Debtfree #DebtfreeCommunity #PersonalFinance
Why use a credit card when you can use your debit card?
20 years ago there could be a small chance to keep a credit card, but today you can select either credit or debit with your debit card.
So, when you go to rent a car...GUESS what....You can rent a car with your debit card! https://www.enterprise.com/.../faqs/forms-of-payment.html
And the other one we hear all the time.....I like using my credit card so I earn frequent flier miles
2020 was a year that we all want to move on from...But last year alone there were 1 Trillion frequent flier miles that were lost. With that many miles lost do you think all those people paid off their balances each month?
Why continue to feed the system that leaves you living paycheck to paycheck!
Are you sick and tired of being sick and tired?
You do not have to do this alone! We have a game plan that will assist you from where you are today to where you want to be, living debt-free! We have been in the same place you are today, and we know what it takes to become debt-free. You have a friend for your journey. All you have to do is reach out to us!


4 Reasons Why Being Debt-Free is Not Socially Acceptable

Did you know living debt-free is considered being weird? Or even not socially acceptable! When I heard that the first time I did not how to respond. And the reason for that was I too had been taught that debt is a tool that would allow me to win in life. Well. I now know today that was a line of BS, and me spending 50% of my hard-earned paycheck on a monthly basis was C-R-A-Z-Y!

When you hear about people being debt-free and not living paycheck to paycheck, you are probably thinking....That they are totally weird. The debt-free lifestyle can be for you...If you want to put the hard work in!

Check out these 4 reasons.


1. Budgets Aren't for Everyone

The reason why most people do not use a budget....Drumroll....It is too time-consuming! And that is where debt wins every single time. So, people that want to live a debt-free life will take the time and create a budget each month, and they will make sure they cut out all unnecessary spending. And by doing this they can map out what they need each month to support their 4-walls (Mortgage/Rent, Groceries, health insurance, Automobile expenses).

2. Self-Control

How is your willpower when it comes to walking past a huge TV or shoe sale? Is that impulse buy calling your name? Well....If you are just buying things to keep up with the Joneses. Guess what...They are broke! Cause those impulse purchases are being charged on...credit cards. If you want to be debt-free you know these purchases are not going to erase your problems nor make you feel better. Instead, be weird and save up the money?.. PAY CASH!


3. Sacrifice Sacrifice Sacrifice

Going out to dinner three times a week, going to the movies, having the top-tier cable package. These are things people cut out of their budget when they are wanting to become debt-free. Just remember: Budget reductions are temporary, and once you are debt-free you will have more room for extras in life.


4. No is Your Best Friend

Are you always saying YES to every social opportunity? Vacations, shopping trips, eating out with co-workers, or just spending money. By you saying NO you will be that much closer to that debt-free life you have been wanting. Make No your best friend!

You Too Can Live Debt-Free!

The only way to live a debt-free life is to BE DEBT FREE! You have to make the decision that you want to be debt-free. And all you have to do is start! There is a better way to live and it starts today with you changing on how to look at money. There is nothing holding you back. Take small intentional steps and before you know it you will be debt-free.


Does it feel impossible or confusing to achieve your dream financial future Whether you're trying to destroy debt, pay off your home early, or give more, we can help you create a plan that sets you up to win with money. Will you let us help you?


You do not have to do this alone! 


Are You Ready for Change? Start Now!


Which One Would You Choose?

I've been thinking about this for a while and need your help deciding

I have an idea....and I want your feedback!
As you know, I help people become debt-free.
But here's the issue....there are only so many hours and only one of me!
I've been exploring ways to help as many of you become debt-free as possible, and here's my idea....
For a while (Actually, for quite a while!),?I've been thinking of creating an online coaching course.?
  • Become financially free-No more living paycheck to paycheck
  • Start enjoying YOUR paycheck
  • Have at least $1,000 in your savings account
So, I want to know would you be interested in an online coaching course about
A- How to become debt-free and be different
B- How to become a homeowner and pay off your mortgage?early
Which one excites you the most?
I'm excited to hear your thoughts. Please share them with me!


Do You Want to Be Different??

Are you ready to be different?
I bet you are
Do you want to enjoy your entire paycheck?
Are you tired of being in debt and broke?
Can't get ahead at all
Are You ready to NOT worry about money anymore?
Being financially free is the best feeling in the world?
And if you have a fire inside of you that wants change...
Then you can accomplish this and anything else in life


?????Why Life and Business are Like Golf?????

?????Why Life and Business are Like Golf!?????
Yes, like golf!
In life and business, we want to drive right down the middle of the fairway.
Anything that veers us off the fairway like a hook or slice becomes a problem for us!
And if we end up in the rough or sand trap or even worse out of bounds it could throw you off your game off!
So, don't let a hook or slice throw you off your game off! Shake off your last swing, get yourself back to the fairway and on the green! And you will have a chance at par each and every time!
Have a great Monday! Stay positive!
#TruPodcast #Motivation #inspiration #BestAdvice #personaldevelopment


Expect the Best Be Prepared for the Worst!

Celebrate it all!
Happy Monday! I hope you had a great relaxing weekend!
We are at another start of the week!
I hope you have a great productive week!
Being positive and thankful can take us a long way!
Have a great day! Be Strong!


Just MOVE On!

Keeping the past in the past is HARD....But
Moving On from it will be the best thing you can do for yourself!
2020 was a bad year, but did you learn from the challenges you faced?
Did you continue to push forward on the path you have created for yourself?
That is how we must look at our lives to never look back as we can only change today!
Stay strong and MOVE ON!


Have a Happy New Year!

We hope you and yours have a safe and wonderful New Year!
Leave 2020 in the rearview mirror and take 2021 head-on!
We cannot change what happened yesterday!
And each day we get a fresh start on our lives!
Here is to a prosperous, healthy, and happy New Year!