?????Why Life and Business are Like Golf?????
The Re-Launch: Why patience is a %&$#*&^!
Well guys and girls it is finally here! The first episode of the re-launch of TruPodcast! I am excited, nervous, and pretty stoked that I am getting to share my life experiences with all of you. All I can say is that I have put this out there and there are two things that will happen. Either you will like what I have said or not, but for me, it is a win either way!
This week I discussed "Patience", not to be confused with Patient....As we all know those two words get misused on a daily basis. What I discuss in this episode is:
- Chasing the OLE MIGHTY DOLLAR
- Focused on others and their successes are better than mine
- What you "Put Out There" is what you get back in return
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Have a great day! And here is to many more episodes with you!
Are You Ready to Take Control? Side Hustle
Last night the Senate passed the $2Trillion Stimulus Bill. It is now off to the House for a vote on Friday. What this means is there will be some relief in sight for Americans and small businesses. Now, that being said we still need to be vigilant about ensuring our most important needs are taken care of. But the one thing we have to remember is that adversity either breaks us or we beat it! Now is the time to rise up and fight through this adversity!?
From our last post, we outlined the initial steps that you needed to take to ensure your immediate needs were taken care of. If you did not see that post here it is.?
For us that are under orders to stay home, we have an opportunity to generate some much-needed cash. What I am talking about is selling the stuff you have in your house. We all have items that we bought to just have, and now those things can generate some much needed ???.? Here is what I am doing to generate some additional monies.
- Sell items on eBay?
- Clothes
- Watches
- Video games and console
- Old cell phones
- List larger items for sale on Craigslist
- Mountain Bike
- Desktop computers
- Kitchen gadgets
The list above is what I identified in my house that I am going to be selling. You can also sell items on apps like LetGo and Mercari.?
I have a question for you?..?
How many items do you have in your home that you can sell?
Next Steps: Turning a Passion into an Income
Stay Tuned!
Be safe and healthy!
Are You Ready to Take Control?
As each one of us navigates this new daily life there is a lot of uncertainty what tomorrow will look like. Please take a moment each day and be thankful for your loved ones! Today, we got some good news that the Senate has passed a $2 Trillion Stimulus Bill. At this time there is very little information out there on how these funds will help small businesses and households. Right now we are on edge and want to know when this will all end.? How do we get through this? We go on the OFFENSE! In a time like this, we all need to ensure our basic needs are covered. How do you get those basics covered??
- Determine what you need to live on a monthly basis
- Rent, mortgage payment
- Utilities
- Food
- Car payment
- Health Care?
- All other bills
- Are you eligible for unemployment benefits?
- If yes, make sure you apply immediately
- If no, are you eligible for other State or Federal assistance
- Contact your Landlord or Mortgage Company
- Ask for a deferment or forbearance for your monthly payment
- Determine what option works best for your situation
- If you need HELP please call us at (812) 777-5850 or email us at Ryan@truvest.co. Free of charge!?
TIP: Deferred/forbear payments-Options
- Deferment- Could be moved to the back of your loan or rental agreement-Extended terms
- Could increase your monthly payment
- Forbearance- You will not have to make payments for a period of time
- Payments can be moved to the back of your loan OR
- The payments will be added to the balance of your mortgage or rent.
- This option could increase your monthly payment
- Contact other creditors
- Ask if they offer deferment/forbearance/hardship programs
Next Steps: Side Hustle
Stay tuned!
Buying a Home can be Overwhelming.. But You Have a Friend in the Business
YES? it is possible to buy a home for your family, even if you do not know where to start! We are here to guide you.
Buying a home can be overwhelming and there are so many things you have to do before you can get your keys to your home.?
The very first thing you should do is find out what your credit score is. If you do not know what your score is you can get a copy of your report for free from annualcreditreport.com
Once you have your report look at the following items:
- Locate and know your score
- Are there any errors? For example Payment history, balance, date opened/closed
- Do you have any collection, charge off or judgment accounts?
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If there are any errors in your credit report you should dispute them to the credit bureaus. We found a free app that allows you to dispute your errors all in one place. The app is called UpTurn. We are still testing this app, but thus far we are quite pleased with the app. And you cannot go wrong with FREE!
If you?d like to talk to us about purchasing your first home, just leave a comment or send us a message!?