Picture this: You’ve found the home of your dreams, made an offer, and it was accepted—but during the home inspection you discover that the house has termite damage. Termites! This will very likely leave you facing feelings both of concern and of disgust.

If you’re a buyer, any infestation is disheartening. But should it be a deal killer? If you find yourself in this predicament, here are the things to take into consideration.

Where is the damage located?

One major factor that can help you determine whether to move forward with the purchase is exactly where the damage is located. Trey McCallie, principal broker at Urban Toolbox Real Estate in Lexington, KY, suggests that a buyer can purchase a home with termite damage as long as it’s not in the floor joists or any of the main supports of the home.

The damage is considered minimal if it’s primarily on the surface of wood structures. Any deeper and you may have a seriously costly problem on your hands.

Are you a first-time home buyer?

Termite-ravaged homes will usually come with a significant discount, which can appeal to newbies, who are often looking for a bargain. But McCallie says first-time home buyers should think long and hard before purchasing a home with termite damage. Why?

“First-time homebuyers typically have very little savings to tackle a major structural issue, because they are spending most of their money on the down payment,” he says.

Are the causes of the infestation fixed?

Besides fixing the damage, buyers need to ensure that the seller has fixed the parts…