Yes, you can use OPM — “other people’s money” — for real estate investing. Without any hype, you can find funding sources for real estate investment. The funding resource will usually depend on the type of investing you’re doing. To start off on the right foot, if you don’t have a few hundred dollars for an earnest money deposit, get that first and then use these resources. Once you have that small amount of cash to get signatures on a contract, these are the ways you can fund your investing endeavors:

Rental Property Investing

The reason for starting with rental home buying is that you’ll be working with the more standard and widely used consumer financing sources: banks, mortgage brokers, credit unions, etc. You will need a down payment, typically at least 20%, so if you don’t have it, you can use the other investment types below to build cash to fund your first rental property deal.

Real Estate Wholesaling

Wholesaling is a short-term investment strategy that involves no repair or rehab work on the property. You’re merely using your talent and hard work to locate properties that other investors can’t or do not want to find. As a wholesaler, you can sell to a retail consumer buyer, but your average customers will be rental property buyers and fix-and-flip investors.

You will turn these deals…