Life, Housing, and Coaching....Maybe Not In That Order
When Life Happens You Get Back Up
I know it's been a few weeks since I've put out a podcast or vlog. I have to tell you, life happened for me, had some family challenges and then my best friend lost his father. And at the same time, I was supposed to move, which I had to do all three at the same time. So it's been a little chaotic and I know life happens, but I wanted to check in with you guys, let you know what's going on. Um, I'm getting through day by day, but I'm going to get back on the horse, get this thing going. The cool thing. While I was doing the background, I didn't want to lose all my momentum. I've been going through some financial coach certifications for housing and also just financial coaching in general.
So I have those practically done. One of the financial coaching aspect certifications has done and I'm working on the housing piece so I can be Fannie and Freddie, uh, approved for housing. So be on the lookout for those topics coming up in the near future. But that's, that is going to be a major focus of our business going forward. We have a couple of other cool things that we're going to be launching out here soon. I'll be keeping that in the background, but one of the things that I wanted to talk about is I know life happens to all of us and we all have to deal with family, friends, health challenges, and sometimes it's just darn outright hard to get back on the horse. And it's been somewhat of a struggle, you know, for the last several weeks to get back on the horse, get back in a routine, making sure you're mentally, emotionally, and physically, you know, and spiritually in place and back to where you were. But you really can't actually say that you're back to where you were, because the things that, the things that were actually impacting you, uh, have changed and your life has changed. But the one thing that I look at is this.
I was knocked down many, many times, but every single time I got back up and got back on the horse and got going in, that is in my eyes. The biggest definition of success is yes, life happens. We all have things happen to us, but it's how you react to them. And it's how you get back on the horse and start moving forward. You can't, you can't sit and be knocked down and not get back up because the only thing that's going to do is keep you in that bad place. And whether that bad place is financially, emotionally, physically, mentally, spiritually, anything whatsoever, it's just too much. And you have to be able to say, okay, guys, I got to get back up and move forward.
Housing Market is En Fuego?
#TruVest #HouseHunting #HousingMarket #FICO
A High Credit Score Does NOT = Financial Success??
#FICOscore #CreditBureaus #CreditScore
Why is the FICO score formula not published? Because then all of us would know how to get around the FICO credit system, but there is a better way to increase your FICO score...And that is to be debt-free!
Did you know that 35% of your credit score consists of the length of your credit history? The credit bureaus are looking at your debt load and factoring these dollar amounts into your credit rating.
The next is 30% is based upon your debt level. So the amount of debt that you're carrying. So guess what, the more debt you carry, the better your FICO score gets. Well, that also has a problem on the other side. And I'll just digress really quick. When your debt usage is high and you try to go get a mortgage or another line of credit. They look at a thing called DTI debt to income ratio. Well, you can't keep on strapping on more debt and expect to get more. So look where that takes you. That takes you down a path of staying in debt.
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Why Money Behaviors Cannot Be Taught??
It's Personal!
Your personal experiences with money are more biased towards how you think the world works!
The challenge for us is that no amount of studying or open-mindedness can genuinely recreate the power of fear and uncertainty
Some lessons have to be experienced before they can be understood.
Are you sick and tired of being sick and tired?
You do not have to do this alone! We have a game plan that will assist you from where you are today to where you want to be, living debt-free! We have been in the same place you are today, and we know what it takes to become debt-free. You have a friend for your journey. All you have to do is reach out to us!
#debtfree #debtfreecommunity #studentloans #financialfreedom #TruPodcast
Being Debt Free = Freedom???
Which One Would You Choose?
I've been thinking about this for a while and need your help deciding
- Become financially free-No more living paycheck to paycheck
- Start enjoying YOUR paycheck
- Have at least $1,000 in your savings account
Do You Want to Be Different??
I have been trying to find my voice for our Vlog/Podcast. And I have danced around many topics, but the one I NEVER landed on was DEBT!
DID YOU KNOW: 39% of Americans cannot cover a $400 Emergency
DID YOU KNOW: 78% of people live paycheck to paycheck
Debt is not part of the mainstream media, nor do we really have open conversations about it.
Debt creates a very toxic relationship not just in your personal life, but also in your work life.
Debt will be the focus of this Vlog/Podcast going forward!
I am going to help you and others break your toxic relationship with debt!
#TruPodcast?#Debt?#Motivation?#Success?#Goals