YES? it is possible to buy a home for your family, even if you do not know where to start! We are here to guide you.
Buying a home can be overwhelming and there are so many things you have to do before you can get your keys to your home.?
The very first thing you should do is find out what your credit score is. If you do not know what your score is you can get a copy of your report for free from annualcreditreport.com
Once you have your report look at the following items:
- Locate and know your score
- Are there any errors? For example Payment history, balance, date opened/closed
- Do you have any collection, charge off or judgment accounts?
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If there are any errors in your credit report you should dispute them to the credit bureaus. We found a free app that allows you to dispute your errors all in one place. The app is called UpTurn. We are still testing this app, but thus far we are quite pleased with the app. And you cannot go wrong with FREE!
If you?d like to talk to us about purchasing your first home, just leave a comment or send us a message!?