Become a homeowner today!

7 Reasons Why You Need to Fix Your Credit!

Have you been thinking about fixing your credit? Did you know having bad credit can leave you homeless, without a job, and carless? Daily, more businesses use credit to make decisions about you and me, and if we do not start taking our credit seriously, we will be stuck using payday loans, renting, weekly car payments, and living paycheck to paycheck.

 

Here are 7 reasons why you need to fix your credit!

 

  1. Stop paying astronomical interest rates

 

When you have a lower credit score you typically pay higher interest rates and finance charges. When you have a good credit score you will be able to apply for competitive interest rate products, and you will save on the amount of interest you pay on accounts monthly.

 

  1. High-Security Deposits No More

 

Cell phone and utility companies all require a deposit when you have bad credit to establish service. These creditors do this to mitigate their risk of you defaulting. If you make your payments on time then the creditor will give back your deposit. What if you did not have to put a deposit down when you open an account? Could those monies be used towards your housing needs? 

 

  1. No More Collection Calls

 

When you improve your credit score it includes paying off collection agency debts. The longer you put off improving your credit score means you will have to deal with the daily calls and letters from debt collectors. You can take action to place a cease and desist on phone calls, but that is just kicking the problem down the road! 

 

  1. Good Credit Score = Happiness

 

You have improved your credit score congratulations! Now you are not afraid to check it, but better yet you have the confidence to have someone else check it! That must make you feel great!

 

  1. Buy a Home

 

Are you wanting to achieve the American Dream? If so, having bad credit makes that dream a nightmare! Banks and mortgage lenders will not approve you for a mortgage until you fix your credit. A lender that does approve you with bad credit will charge you a high-interest rate, which will make owning a home very costly.

 

  1. Buy a car (Newer for sure!)

 

Dealerships, auto lenders all use credit to determine if they will lend to you. Without good credit, you will not be able to purchase a better car, and you will be stuck driving your current car that breaks down monthly.

 

  1. Land Your Dream Job

 

When you apply for jobs did you know that employers do check your credit as part of the hiring process? If you are applying for a government, financial, or executive job these positions will potentially require more information about your financial history.  Having bad credit could cost you this job and any future promotions you have been working hard towards.      

 

Improving your credit can be an overwhelming process, and you may not know where to start. There are resources available to help you. If you have bad credit and want to buy a home, we are here to help you! Before you can start this journey you need to answer one question: Are you ready to make these changes in your life today?

 

If you are ready please schedule time with us to discuss the next steps with the link below:

 

Your Journey Starts Now!


www.truvest.co

Expect the Best Be Prepared for the Worst!

Celebrate it all!
Happy Monday! I hope you had a great relaxing weekend!
We are at another start of the week!
I hope you have a great productive week!
Being positive and thankful can take us a long way!
Have a great day! Be Strong!

www.truvest.co

Just MOVE On!

Keeping the past in the past is HARD....But
Moving On from it will be the best thing you can do for yourself!
2020 was a bad year, but did you learn from the challenges you faced?
Did you continue to push forward on the path you have created for yourself?
That is how we must look at our lives to never look back as we can only change today!
Stay strong and MOVE ON!

www.truvest.co

Have a Happy New Year!

We hope you and yours have a safe and wonderful New Year!
Leave 2020 in the rearview mirror and take 2021 head-on!
We cannot change what happened yesterday!
And each day we get a fresh start on our lives!
Here is to a prosperous, healthy, and happy New Year!

www.truvest.co

Chasing Happiness For ONLY one Month!!!

Happy Monday!!!

We are back to another work week...

And when I worked 9 to 5 I had an issue with using my #vacation time effectively...

I would work like a demon throughout the year and by the time the end of the year came I needed to take 4 to 5 weeks of vacation or lose it!!

Well, that is not a good use of time, but when I did take that time off, I really focused on the things that made me #Happy...

Be better than me and focus on your happiness all year long!

Happy Monday!

#realestate #entrepreneur #Podcast #BestAdvice #TruPodcast

www.truvest.co


www.truvest.co

Why No One Talks About Grinding Away on Sunday's!!!

Sunday is a great day to organize your week ahead...

Have we lost our motivation to succeed?

I do not think so; I think we have lost focus on being happy!

And what that truly looks like for each of us...

Taking that first step is difficult but is well worth it

Are you ready to take that step?

#Inspiration #Whatinspiresme #Bestadvice #Storytelling #TruPodcast

www.truvest.co


www.truvest.co

Why Saturday is Holding You Back!!!

Are Saturday's your friend or foe?

Our journeys are not limited to just certain days of the week...

And when we set aside time daily to focus on our journeys

We can accomplish any goal!

Happy Saturday!

#Selfhelp #Mentalhealth #Smallbusiness #whatinspiresme #TruPodcast

www.truvest.co


www.truvest.co

A Journey Like No Other!!!

This 18 Month Journey I have been on....

Has challenged me on all fronts...

A nearly broker me several times....

But I made sure ONE THING....

To NEVER EVER think about giving up...PERIOD

Have a great Friday...And keep fighting

#mentalhealth #socialentrepreneurs #SelfHelp #BestAdvice

www.truvest.co


www.truvest.co

Where Would I Be Without Family & Friends❓❓

Family & Friends are my biggest supporters!

And when we have bad days....

They are there to walk through the 🔥 with us!

Life is a journey that none of us should have to take on by ourselves....

Please seek out support from family and friends when you have a bad day!

Have a great Thursday!

#storytelling #inspiration #mentalhealth #trupodcast

www.truvest.co


www.truvest.co

3 🔑 To Find Your Why!!!

Are you searching for your WHY?

Here are three keys that can guide you:

1. What are you passionate about?

2. Take action, with small steps!

3. Start creating value!

Finding your "Why" is a journey all of us go on, and truly understanding what your why in life is an amazing experience!

Have a great Wednesday and look forward to hearing about your WHY!

#storytelling #inspiration #mentalhealth #TruPodcast

www.truvest.co