www.truvest.co

Why Money Behaviors Cannot Be Taught??

It's Personal!

Your personal experiences with money are more biased towards how you think the world works!

The challenge for us is that no amount of studying or open-mindedness can genuinely recreate the power of fear and uncertainty

Some lessons have to be experienced before they can be understood.

Are you sick and tired of being sick and tired?

You do not have to do this alone! We have a game plan that will assist you from where you are today to where you want to be, living debt-free! We have been in the same place you are today, and we know what it takes to become debt-free. You have a friend for your journey. All you have to do is reach out to us!

#debtfree #debtfreecommunity #studentloans #financialfreedom #TruPodcast

 


www.truvest.co

Being Debt Free = Freedom???

#Debtfree #DebtfreeCommunity #PersonalFinance
Why use a credit card when you can use your debit card?
20 years ago there could be a small chance to keep a credit card, but today you can select either credit or debit with your debit card.
So, when you go to rent a car...GUESS what....You can rent a car with your debit card! https://www.enterprise.com/.../faqs/forms-of-payment.html
And the other one we hear all the time.....I like using my credit card so I earn frequent flier miles
2020 was a year that we all want to move on from...But last year alone there were 1 Trillion frequent flier miles that were lost. With that many miles lost do you think all those people paid off their balances each month?
Why continue to feed the system that leaves you living paycheck to paycheck!
Are you sick and tired of being sick and tired?
You do not have to do this alone! We have a game plan that will assist you from where you are today to where you want to be, living debt-free! We have been in the same place you are today, and we know what it takes to become debt-free. You have a friend for your journey. All you have to do is reach out to us!

www.truvest.co

4 Reasons Why Being Debt-Free is Not Socially Acceptable

Did you know living debt-free is considered being weird? Or even not socially acceptable! When I heard that the first time I did not how to respond. And the reason for that was I too had been taught that debt is a tool that would allow me to win in life. Well. I now know today that was a line of BS, and me spending 50% of my hard-earned paycheck on a monthly basis was C-R-A-Z-Y!

When you hear about people being debt-free and not living paycheck to paycheck, you are probably thinking....That they are totally weird. The debt-free lifestyle can be for you...If you want to put the hard work in!

Check out these 4 reasons.

 

1. Budgets Aren't for Everyone

The reason why most people do not use a budget....Drumroll....It is too time-consuming! And that is where debt wins every single time. So, people that want to live a debt-free life will take the time and create a budget each month, and they will make sure they cut out all unnecessary spending. And by doing this they can map out what they need each month to support their 4-walls (Mortgage/Rent, Groceries, health insurance, Automobile expenses).

2. Self-Control

How is your willpower when it comes to walking past a huge TV or shoe sale? Is that impulse buy calling your name? Well....If you are just buying things to keep up with the Joneses. Guess what...They are broke! Cause those impulse purchases are being charged on...credit cards. If you want to be debt-free you know these purchases are not going to erase your problems nor make you feel better. Instead, be weird and save up the money?.. PAY CASH!

 

3. Sacrifice Sacrifice Sacrifice

Going out to dinner three times a week, going to the movies, having the top-tier cable package. These are things people cut out of their budget when they are wanting to become debt-free. Just remember: Budget reductions are temporary, and once you are debt-free you will have more room for extras in life.

 

4. No is Your Best Friend

Are you always saying YES to every social opportunity? Vacations, shopping trips, eating out with co-workers, or just spending money. By you saying NO you will be that much closer to that debt-free life you have been wanting. Make No your best friend!

You Too Can Live Debt-Free!

The only way to live a debt-free life is to BE DEBT FREE! You have to make the decision that you want to be debt-free. And all you have to do is start! There is a better way to live and it starts today with you changing on how to look at money. There is nothing holding you back. Take small intentional steps and before you know it you will be debt-free.

 

Does it feel impossible or confusing to achieve your dream financial future Whether you're trying to destroy debt, pay off your home early, or give more, we can help you create a plan that sets you up to win with money. Will you let us help you?

 

You do not have to do this alone! 

 

Are You Ready for Change? Start Now!


www.truvest.co

Which One Would You Choose?

I've been thinking about this for a while and need your help deciding

I have an idea....and I want your feedback!
As you know, I help people become debt-free.
But here's the issue....there are only so many hours and only one of me!
I've been exploring ways to help as many of you become debt-free as possible, and here's my idea....
For a while (Actually, for quite a while!),?I've been thinking of creating an online coaching course.?
  • Become financially free-No more living paycheck to paycheck
  • Start enjoying YOUR paycheck
  • Have at least $1,000 in your savings account
So, I want to know would you be interested in an online coaching course about
A- How to become debt-free and be different
?
Or
B- How to become a homeowner and pay off your mortgage?early
?
Which one excites you the most?
?
I'm excited to hear your thoughts. Please share them with me!

www.truvest.co

Do You Want to Be Different??

Are you ready to be different?
I bet you are
Do you want to enjoy your entire paycheck?
Are you tired of being in debt and broke?
Can't get ahead at all
Are You ready to NOT worry about money anymore?
Being financially free is the best feeling in the world?
And if you have a fire inside of you that wants change...
Then you can accomplish this and anything else in life

www.truvest.co

Life Changes When You Find Your Voice??

I have been trying to find my voice for our Vlog/Podcast. And I have danced around many topics, but the one I NEVER landed on was DEBT!

DID YOU KNOW: 39% of Americans cannot cover a $400 Emergency

DID YOU KNOW: 78% of people live paycheck to paycheck
Debt is not part of the mainstream media, nor do we really have open conversations about it.

Debt creates a very toxic relationship not just in your personal life, but also in your work life.

Debt will be the focus of this Vlog/Podcast going forward!
I am going to help you and others break your toxic relationship with debt!

#TruPodcast?#Debt?#Motivation?#Success?#Goals


www.truvest.co

?????Why Life and Business are Like Golf?????

?????Why Life and Business are Like Golf!?????
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Yes, like golf!
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In life and business, we want to drive right down the middle of the fairway.
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Anything that veers us off the fairway like a hook or slice becomes a problem for us!
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And if we end up in the rough or sand trap or even worse out of bounds it could throw you off your game off!
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So, don't let a hook or slice throw you off your game off! Shake off your last swing, get yourself back to the fairway and on the green! And you will have a chance at par each and every time!
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Have a great Monday! Stay positive!
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#TruPodcast #Motivation #inspiration #BestAdvice #personaldevelopment

Become a homeowner today!

7 Reasons Why You Need to Fix Your Credit!

Have you been thinking about fixing your credit? Did you know having bad credit can leave you homeless, without a job, and carless? Daily, more businesses use credit to make decisions about you and me, and if we do not start taking our credit seriously, we will be stuck using payday loans, renting, weekly car payments, and living paycheck to paycheck.

 

Here are 7 reasons why you need to fix your credit!

 

  1. Stop paying astronomical interest rates

 

When you have a lower credit score you typically pay higher interest rates and finance charges. When you have a good credit score you will be able to apply for competitive interest rate products, and you will save on the amount of interest you pay on accounts monthly.

 

  1. High-Security Deposits No More

 

Cell phone and utility companies all require a deposit when you have bad credit to establish service. These creditors do this to mitigate their risk of you defaulting. If you make your payments on time then the creditor will give back your deposit. What if you did not have to put a deposit down when you open an account? Could those monies be used towards your housing needs??

 

  1. No More Collection Calls

 

When you improve your credit score it includes paying off collection agency debts. The longer you put off improving your credit score means you will have to deal with the daily calls and letters from debt collectors. You can take action to place a cease and desist on phone calls, but that is just kicking the problem down the road!?

 

  1. Good Credit Score = Happiness

 

You have improved your credit score congratulations! Now you are not afraid to check it, but better yet you have the confidence to have someone else check it! That must make you feel great!

 

  1. Buy a Home

 

Are you wanting to achieve the American Dream? If so, having bad credit makes that dream a nightmare! Banks and mortgage lenders will not approve you for a mortgage until you fix your credit. A lender that does approve you with bad credit will charge you a high-interest rate, which will make owning a home very costly.

 

  1. Buy a car (Newer for sure!)

 

Dealerships, auto lenders all use credit to determine if they will lend to you. Without good credit, you will not be able to purchase a better car, and you will be stuck driving your current car that breaks down monthly.

 

  1. Land Your Dream Job

 

When you apply for jobs did you know that employers do check your credit as part of the hiring process? If you are applying for a government, financial, or executive job these positions will potentially require more information about your financial history.? Having bad credit could cost you this job and any future promotions you have been working hard towards.??????

 

Improving your credit can be an overwhelming process, and you may not know where to start. There are resources available to help you. If you have bad credit and want to buy a home, we are here to help you! Before you can start this journey you need to answer one question: Are you ready to make these changes in your life today?

 

If you are ready please schedule time with us to discuss the next steps with the link below:

 

Your Journey Starts Now!


www.truvest.co

Expect the Best Be Prepared for the Worst!

Celebrate it all!
Happy Monday! I hope you had a great relaxing weekend!
We are at another start of the week!
I hope you have a great productive week!
Being positive and thankful can take us a long way!
Have a great day! Be Strong!

www.truvest.co

Just MOVE On!

Keeping the past in the past is HARD....But
Moving On from it will be the best thing you can do for yourself!
2020 was a bad year, but did you learn from the challenges you faced?
Did you continue to push forward on the path you have created for yourself?
That is how we must look at our lives to never look back as we can only change today!
Stay strong and MOVE ON!